Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A set-off clause is a legal clause that gives a lender the authority to seize a debtor's ...

CoolSculpting is a patented nonsurgical cooling technique used to reduce fat in targeted areas. It’s based on the science of cryolipolysis. Cryolipolysis uses cold temperatures to freeze and destroy ...